Prime Capital, Inc.
The only name you need to know for your home lending needs!

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1. What advantage do I have using a broker instead of going directly to a lender? Answer
2. What does it cost to submit a loan? Answer
3. For a home purchase, do I need to have a property identified before I apply for a loan? Answer

Q : What advantage do I have using a broker instead of going directly to a lender?
A : Since we work with numerous lenders, we can search for the loan package that best meets your needs. If you have credit issues, we can help you clean them up before we submit your application.
 
Q : What does it cost to submit a loan?
A : As a rule, Prime Capital does not charge an upfront fee.  We get paid when your loan closes. If you have a need for credit repair, you may incur a fee for a credit report. This fee is paid to a third party. We strive to keep all closing costs as low as possible, including title, escrow charges, and appraisal charges. If you are shopping around for rates, be sure to compare closing costs also as that is another important component of your total loan cost.
 
Q : For a home purchase, do I need to have a property identified before I apply for a loan?
A : No. In fact, it is better to work with us in advance to "pre-approve" you so that you can make the strongest offer possible.